Investment Risk Tolerance
Where do you actually sit on the risk spectrum?
Fifteen short questions across your situation, goals, behavior, and knowledge. We score them 0 – 100 and translate the result into a real allocation thesis you can talk over with your advisor. Answer honestly — there are no right or wrong answers.
Section · 1 of 4
Personal & Financial Situation
Your foundation right now
What is your age?
What percentage of your total net worth (including home) is liquid / investable?
How stable is your income / employment?
Do you have an emergency fund covering 6+ months of expenses?
What is your current debt situation (excluding mortgage)?
Section · 2 of 4
Investment Goals & Time Horizon
What this money is for
When will you need to start withdrawing significant money from your investments?
What is your primary investment goal?
How important is it for you to beat inflation significantly over time?
Section · 3 of 4
Risk Tolerance & Behavior
How you actually react
If your portfolio dropped 20% in a single year (like 2022 or 2008), how would you react?
Which investment outcome would you prefer?
How would you describe your attitude toward market volatility?
Past investing experience:
Imagine two portfolios over 10 years: A averages +9%/yr with possible −30% years. B averages +5%/yr with small swings. Which would you choose?
Section · 4 of 4
Knowledge & Comfort
Your hands-on style
How would you rate your investment knowledge?
Which statement best describes you?